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Wells Fargo
2023-08-01 15:21:17 - Μετάφραση -

Homestyle, Homework, Home Team - The best things begin with home

Give your legacy room to grow. If you’re thinking of buying a home, a $10,000 home down payment grant may get you closer. Talk to us about how the Homebuyer Access℠ grant might help you.

#wellsfargo #banking #homestyle #hometeam #grant #buyinghome #homebuyeraccessgrant #beginwithhome #banks #finances #money #assets #investments #mortgage

Homestyle, Homework, Home Team - The best things begin with home Give your legacy room to grow. If you’re thinking of buying a home, a $10,000 home down payment grant may get you closer. Talk to us about how the Homebuyer Access℠ grant might help you. #wellsfargo #banking #homestyle #hometeam #grant #buyinghome #homebuyeraccessgrant #beginwithhome #banks #finances #money #assets #investments #mortgage

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CNBC
2023-06-20 17:12:22 - Μετάφραση -

Why More And More Colleges Are Closing Down Across America

The mid-2010's saw an uptick in U.S. college closures—particularly in the private nonprofit space.
Since 2016, 91 U.S. private colleges have either closed, merged with another school, or announced plans to close according to a CNBC analysis of data from Higher Ed Dive. This trend is affecting tens of thousands of college students across the country, with almost half of those schools closing after the onset of the pandemic in 2020. For many struggling schools the pandemic was the final straw—but two major themes showed up consistently throughout the closures: finances and enrollment.

"There are two significant issues affecting higher education right now," said The Princeton Review's Editor-in-Chief Robert Franek. "Specifically, through the admission and enrollment offices. Number one, it is the admission cliff, and that is the impending decline. We'll be graduating our lowest high school classes by population in 2025. And most enrollment professionals have been wringing their hands about this date of 2025, but many schools have seen those enrollment declines already."
About 95% of U.S. colleges rely on tuition, according to Franek, meaning they rely on money from students to operate. Dwindling enrollment numbers mean less money, fewer student offerings, and eventually a shuttered institution.

"It's a reflection of, I think, an unsustainable operating platform, meaning a heavy reliance on tuition, which can't always keep up with inflation," said Fitch Ratings Senior Director Emily Wadhwani.

"It can't always keep up with erosion in enrollment. We can't keep hiking tuition sticker price in the hopes that the net residual once you account for scholarship and discounting and the like is gonna be enough to sort of offset your growing expense base."

#cnbc #closing #acrossamerica #erosion #hikingsticker #inthehopes #colleges #americaneducation #tuition

Why More And More Colleges Are Closing Down Across America The mid-2010's saw an uptick in U.S. college closures—particularly in the private nonprofit space. Since 2016, 91 U.S. private colleges have either closed, merged with another school, or announced plans to close according to a CNBC analysis of data from Higher Ed Dive. This trend is affecting tens of thousands of college students across the country, with almost half of those schools closing after the onset of the pandemic in 2020. For many struggling schools the pandemic was the final straw—but two major themes showed up consistently throughout the closures: finances and enrollment. "There are two significant issues affecting higher education right now," said The Princeton Review's Editor-in-Chief Robert Franek. "Specifically, through the admission and enrollment offices. Number one, it is the admission cliff, and that is the impending decline. We'll be graduating our lowest high school classes by population in 2025. And most enrollment professionals have been wringing their hands about this date of 2025, but many schools have seen those enrollment declines already." About 95% of U.S. colleges rely on tuition, according to Franek, meaning they rely on money from students to operate. Dwindling enrollment numbers mean less money, fewer student offerings, and eventually a shuttered institution. "It's a reflection of, I think, an unsustainable operating platform, meaning a heavy reliance on tuition, which can't always keep up with inflation," said Fitch Ratings Senior Director Emily Wadhwani. "It can't always keep up with erosion in enrollment. We can't keep hiking tuition sticker price in the hopes that the net residual once you account for scholarship and discounting and the like is gonna be enough to sort of offset your growing expense base." #cnbc #closing #acrossamerica #erosion #hikingsticker #inthehopes #colleges #americaneducation #tuition

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Παρακαλούμε συνδέσου στην Κοινότητά μας για να δηλώσεις τι σου αρέσει, να σχολιάσεις και να μοιραστείς με τους φίλους σου!
TEDx
2023-01-18 14:08:58 - Μετάφραση -

The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey

Imagine squeezing all the juice out of retirement! When interviewed on his research, Dr. Riley Moynes commented, “I wish I knew then what I know now about the psychological challenges that accompany retirement. It would have made things much clearer and easier.”

By interviewing hundreds of retirees, he has discovered a framework that can help make more sense of this challenging chapter of our lives…one that, for many, could last for 30 years or more.
If you’re retired, this talk will make things much clearer for you. If you’re not, you’ll have a better idea of what to expect when that time comes. Riley has enjoyed a distinguished career spanning four decades in both public and private sectors.

In public education, he served as a teacher, Department Head, a Superintendent and a Director of Education. He also authored several textbooks including a History of Russia, and a World Religions text.

In the private sector, he was a Founding Partner of a national wealth management firm, author of a book entitled The Money Coach which enjoyed sales of over 200,000 copies in six editions, and co-author of several editions of Top Funds.

Since stepping back from day-to-day involvement in financial services, Riley researches and writes reader-friendly publications on topics of general interest, and presents Workshops across the country based on those publications.

One of his most recent books, The Four Phases of Retirement, became a Canadian best-seller within 12 months of publication, and is the basis of his TEDx Talk.

In the book, he explains how he waltzed through Phase One of retirement, struggled in Phase Two, tried a dozen ventures in Phase Three and now in Phase Four, assists others as they navigate their way through the psychological changes and challenges almost everyone faces in retirement. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx

#tedx #retirement #phasesofretirement #psychological #phases #finances #estates #livingretired #framework #workshop

The 4 phases of retirement | Dr. Riley Moynes | TEDxSurrey Imagine squeezing all the juice out of retirement! When interviewed on his research, Dr. Riley Moynes commented, “I wish I knew then what I know now about the psychological challenges that accompany retirement. It would have made things much clearer and easier.” By interviewing hundreds of retirees, he has discovered a framework that can help make more sense of this challenging chapter of our lives…one that, for many, could last for 30 years or more. If you’re retired, this talk will make things much clearer for you. If you’re not, you’ll have a better idea of what to expect when that time comes. Riley has enjoyed a distinguished career spanning four decades in both public and private sectors. In public education, he served as a teacher, Department Head, a Superintendent and a Director of Education. He also authored several textbooks including a History of Russia, and a World Religions text. In the private sector, he was a Founding Partner of a national wealth management firm, author of a book entitled The Money Coach which enjoyed sales of over 200,000 copies in six editions, and co-author of several editions of Top Funds. Since stepping back from day-to-day involvement in financial services, Riley researches and writes reader-friendly publications on topics of general interest, and presents Workshops across the country based on those publications. One of his most recent books, The Four Phases of Retirement, became a Canadian best-seller within 12 months of publication, and is the basis of his TEDx Talk. In the book, he explains how he waltzed through Phase One of retirement, struggled in Phase Two, tried a dozen ventures in Phase Three and now in Phase Four, assists others as they navigate their way through the psychological changes and challenges almost everyone faces in retirement. This talk was given at a TEDx event using the TED conference format but independently organized by a local community. Learn more at https://www.ted.com/tedx #tedx #retirement #phasesofretirement #psychological #phases #finances #estates #livingretired #framework #workshop

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Παρακαλούμε συνδέσου στην Κοινότητά μας για να δηλώσεις τι σου αρέσει, να σχολιάσεις και να μοιραστείς με τους φίλους σου!
Tai Lopez
2022-12-05 14:10:06 - Μετάφραση -

Thousands of people are losing their jobs, inflation reached record levels, and recession is right at our doorstep.

The best way to secure your finances is by building multiple streams of income. The good news is that we’re in a special point in time when you can build a business from scratch, without leaving your house.

I’ll teach you 28 different ways you can start so you can make 2023 your most powerful year yet.

#tailopez #money #selfhelp #28waystomakemoney #makemoney #personaldevelopment #onlinemoney #homebasebusiness #homebusiness #onlinebusiness

Thousands of people are losing their jobs, inflation reached record levels, and recession is right at our doorstep. The best way to secure your finances is by building multiple streams of income. The good news is that we’re in a special point in time when you can build a business from scratch, without leaving your house. I’ll teach you 28 different ways you can start so you can make 2023 your most powerful year yet. #tailopez #money #selfhelp #28waystomakemoney #makemoney #personaldevelopment #onlinemoney #homebasebusiness #homebusiness #onlinebusiness

1

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Παρακαλούμε συνδέσου στην Κοινότητά μας για να δηλώσεις τι σου αρέσει, να σχολιάσεις και να μοιραστείς με τους φίλους σου!
Practical Wisdom
2022-10-27 18:46:46 - Μετάφραση -

10 Money Rules for Financial Success

#Finances #Ahead #practicalwisdom #financialsuccess #moneyrules

10 Money Rules for Financial Success #Finances #Ahead #practicalwisdom #financialsuccess #moneyrules

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Παρακαλούμε συνδέσου στην Κοινότητά μας για να δηλώσεις τι σου αρέσει, να σχολιάσεις και να μοιραστείς με τους φίλους σου!